In China, stricter regulation of banks' on-balance-sheet lending has paradoxically increased the overall economy's financial risk as banks have increasingly engaged in circumventive financing through use of off-balance-sheet products. ...
According to the NRI Questionnaire Survey of 10,000 Consumers, consumers most commonly switch banks in their thirties and sixties. To become the main bank of more consumers, it is important...
This article is the first in a four-part series on structural changes in Japanese's financial mindset and behavior based on analysis of data from NRI Questionnaire Surveys of 10,000 Consumers...
Japan's securitization market appears to have finally bottomed, but sustained recovery hinges largely on reduction in the cost of gathering and analyzing information. Achieving this aim will require innovative solutions...
The online channel accounts for a much larger share of investment trust sales at regional banks than at megabanks or brokerages. Many regional banks offer preferential sales commission rates...
In China, insurance sales by banks have been plagued by problems such as unethical sales tactics and bribery to gain access to sales channels. Recently, regulators have issued new...
China's securities industry landscape is expected to change dramatically over the next several years. Until a new order led by several internationally competitive securities firms emerges, China will delay...
This year NRI again surveyed banks regarding their securities investment programs and risk management regimes. The survey revealed disparate interest-rate risk management capabilities and attitudes toward investing in complex products.
From the perspective of individual banks, the liquidity ratio restrictions now being augmented are only meaningful to the extent that they form part of a comprehensive risk management framework...
With asset management companies still beset by an adverse operating environment and Japanese equities losing relative appeal, the Japanese asset management industry seems mired in stagnation. Japanese asset management...