Since January, discussions on lifting the ban on direct-depositing of wages/salaries into mobile payment accounts have been rapidly pro-gressing. If this deregulation comes to fruition, it should bring a lot of benefits for users. From a financial system standpoint, however, money transmitters’ business model may need a rethink.

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About the Author

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  Katsutoshi Takehana

  Senior Researcher

  Financial Market & Digital Business Research Department